Job Description


Please note this is for Toronto, Canada. You only need to apply to one location if there are multiple listed for the job.


Ripples mission is to move value as easily as information moves today. We are building this Internet of Value by connecting traditional financial entities like banks, payment providers, and corporations with emerging blockchain technologies and end-users to build an inclusive financial future. The Ripple Payments team is at the forefront of delivering on this vision. We are revolutionizing the $155 trillion cross-border payments market by using digital assets to implement a faster, cheaper, and more reliable cross-border payments platform. 

We are looking for Software Engineers passionate about solving exciting problems in the cross-border payments space. We are passionate about the growth of our engineers and place a premium on career development. You will have a high degree of accountability and responsibility from Day 1.


  • Be a bold builder, working up and down the stack, mixing software engineering, data engineering, and distributed systems knowledge to build modern enterprise payment applications.
  • Build reliable, high-throughput, low-latency microservices to power flawless cross-border transactions.
  • Participate in the full software development lifecycle by capturing requirements, demonstrating sound software design principles, and ensuring operational excellence with unit and integration testing, and by ownership of monitoring and resolution of production issues
  • Work with teams across the organization, including product, legal, and business development to think beyond the technical implications of your design decisions
  • Continuously raise our standard of engineering excellence by implementing and driving standard methodologies for coding, testing, and deployment  
  • Proactively identify customer and infrastructure difficulties and drive corresponding solutions.
  • Mentor and support growth of junior engineers.


  • 5+ years of hands-on Software Development experience on large-scale distributed systems, with the last 2-5+ years in Java or similar (Go, Python)
  • Experience in building transactional systems backed by modern persistence technologies (Aurora, DynamoDB etc.)
  • Experience with Agile development of distributed services, with a focus on robust software design, scalability, and security.
  • Experience building and deploying containerized applications into modern distributed computing environments (Kubernetes, Nomad etc.)
  • Experience driving long-term cross-team engineering initiatives
  • Security awareness, with an emphasis on designing for security standard processes
  • Eagerness to work openly and collaboratively with a diverse team
  • Ability to encourage and drive engineering standard methodologies
  • A positive demeanor and a passion for sharing knowledge
  • Preferred Data management and analytics experiences in related financial services domain. 
  • BS or equivalent experience in Computer Science or an adjacent field


Do Your Best Work

  • The opportunity to build in a fast-paced start-up environment with experienced industry leaders
  • A learning environment where you can dive deep into the latest technologies and make an impact.  A professional development budget to support other modes of learning.
  • Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
  • Ripple is Flexible First: in-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.
  • Weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team
  • We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!

Take Control of Your Finances

  • Competitive salary, bonuses, and equity
  • Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
  • Employee giving match
  • Mobile phone stipend

Take Care of Yourself

  • Twice a quarter R&R days so you can rest and recharge
  • Generous wellness reimbursement and weekly onsite & virtual programming
  • Generous vacation policy - work with your manager to take time off when you need it
  • Industry-leading parental leave policies. Family planning benefits.
  • Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full-time employees. 

  • Development
  • Python
  • Software Engineering
  • Team Collaboration
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