Summary

The consumer lending product team at Cash App is responsible for products including Cash App Borrow, Afterpay on Cash App Card, and post-purchase Afterpay. Our work focuses on building a more inclusive and transparent credit system powered by advanced ML models.

97M Americans have no credit history or are subprime (300-600 credit score). These individuals often struggle to make ends meet, and rely on predatory products like payday or pawn shop loans. At Cash App Lending, we offer alternatives that are far cheaper, simpler, and straightforward. The results speak for themselves: We have more than doubled over the last 12 months, lending ~$18B annually. Read about our credit approach in our recent whitepaper and about our performance in our Q1 shareholder letter.

We’re looking for someone to lead key components of our BNPL product strategy and growth. This role has significant direct business impact, executive exposure, and is a critical priority for the company.

You Will

1. Wear many hats - this role has significant business & customer impact
2. Drive cross functional and executive alignment around a vision and roadmap. 
3. Partner with the ML team to maximize access to credit within risk loss constraints.
4. Partner with design and engineering to build a simple and delightful UX. 
5. Partner with legal and compliance to keep us in good standing with our regulators. 
6. Partner with other product teams to ensure your launches fit cohesively within our broader product portfolio. 

You Have

1. Proven track record of building and shipping medium - large product changes, where you drove key elements of the product and business strategy. 
2. You spike on both business and design: You’ll drive decisions with significant PnL impact while holding a high bar for customer experience, in partnership with ML, Finance, and Design teams.
3. Strong analytical abilities: ideally you’ve worked on ML or data-heavy products in the past, and are excellent at using data to make strategic decisions. 
4. Strong communication skills – in order to be successful, you will need to summarize complex concepts succinctly for broad audiences to drive decisions.
5. High raw throughput and hunger to learn – triumphs (almost) everything else. 

Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.

To find a location’s zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information. 

Zone A:

$239,600—$359,400 USD

Zone B:

$239,600—$359,400 USD

Zone C:

$239,600—$359,400 USD

Zone D:

$239,600—$359,400 USD

Skills

• Communications Skills
• Leadership
• Product Management
• Strategic Thinking
• Team Collaboration